Veteran Owned, Operating In All 50 States. *Ask How To Qualify For Up To $50,000.00 Extra Before Or After Loan Closing.
*No Soft or Hard Credit Pull Required To Check Eligibility
We’re relentlessly pursuing your dream home and creating great loan options. As direct lenders in all 50 states, we close loans many other lenders shy away from, like 100% financing on many loan programs, including VA Manufactured, VA One-Time Close Construction, VA Renovation, and VA Jumbo Loans up to $3+ Million or more.
What puts us ahead of the others as one of the country's #4 VA Home Loan Lender?
Besides great rates, 5-star service, and top technology to speed up the process, unlike any others, we offer well-qualified borrowers the ability to get up to $50,000 extra before or after closing to use as they wish. Paired with any of our loan programs, these funds can be used to consolidate debt, boost your credit scores, use for a college fund, health fund, new business, home remodel, buy a small rental ADU, finish off the basement, buy new appliances, and the options are endless.
The other banks will stop you from opening new credit, applying for new loans, or helping provide options like this, whereas we know these extra options mean the world to our client's future success.
We also offer those who are looking to sell or buy a home or land up to 30% off of their real estate commissions when using one of our great local realtors. This discount comes as a closing cost credit, helping you save hundreds to tens of thousands each time you work with us.
We work around your schedule, answering after-hours text messages, emails, and calls, and we have an excellent history of never going dark on a client. We provide wicked-fast turn times, communication, approvals, and closings with competitive fixed rates. You should demand nothing less!
Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a VA Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this VA Loan completed. And I had many doubts along the way, because I'd seen so many VA Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction. ~Tom K. Realtor
We do what it takes to earn your business; just read our reviews from clients who are amazed by the depths we go to fight for your loan. Whether answering calls seven days a week, rushing files, or getting exceptions approved by our committee where others missed the mark, we will close your loan fast and keep you involved in every step of the process. Known for making the tough closings happen and beating the rates of most large banks. Don't wait any longer; get started now!
*No Soft or Hard Credit Pull Required To Check Your Eligibility
We have over 25 years of working as a team helping current and future homeowners find the most competitive fixed-rate VA mortgage loans while navigating challenging economic instability. We promise never to spam you, sell your information, bombard you with robocalls, or provide anything but a clear, transparent conversation from start to close! It all begins here!
Thinking of building a home with your VA benefit? Whether it’s a cabin in the mountains, a barndominium on family land, or a brand-new forever home, construction loans can get complex—but not with us. We make it simple to plan your loan with our veteran-friendly VA construction loan calculator. It’s purpose-built for those planning a new build with 100% VA financing and helps you estimate costs, timelines, and affordability in just a few clicks. Unlike a general VA mortgage calculator, this tool is tailored specifically for VA One-Time Close and custom home loans.
Aside from VA Home Loans, we offer so many options. From Construction To Bridge Loans, Down Payment Assistance Programs, Doctor Loans, Veterinarian Loans, Nurse Practitioner Loans, First Responder Loans, Foreign National, ITIN, and Extensive Renovation Projects, even Manufactured Homes, each loan is as unique as the home! Treating our customers with extreme care and attention to detail, we can’t wait to serve you. We’re solution-oriented, efficiency-motivated, and highly skilled bankers working for you; let us help you today!
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
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