By offering up to *$50,000 extra before or at closing should you wish to take extra funds on our consumer loans at the same time or need real estate agent assistance in your local market. We are offering our jumbo customers up to thousands back as a closing cost credit from their selected agent’s commissions when they buy or sell a home or land!
The Veterans Administration Loans are the most robust purchase mortgage programs in the United States; few programs rival them. FHA and Conventional Loans do not offer accurate 100% one-loan options nor rates as flexible as the VA mortgage with zero mortgage insurance.
We do not know of any lender who will pair a brand new purchase, construction, or renovation loan with up to *$50,000 cash-out personal loans before or after closing. Usually, other banks will tell you not to extend new credit. In contrast, we have the option to see if doing so will benefit your overall position and extend the extra financing options to you simultaneously.
Yet, few Post 911 Veterans have used their benefits; we aim to make these programs more available to our country's heroes.
For many years, VA Loans have been and continue to be the hottest program in the real estate market. These low rates may mean buying a home is cheaper than renting in your area when viewing comparable properties. With rates still attractive, it’s time to get buying.
Zero Downpayment, True 100% VA Benefit Financing.
The VA provides 100%, no money down, VA mortgage loans with competitive interest rates, fees, and associated costs than any other program. We work with all property types and specialize in manufactured home loans and other unique property styles many banks will not finance. At VA Nationwide, we never limit your benefits or look to add overlays that limit your borrowing potential. As long as you meet the minimum credit score, debt ratio, and income requirements, you can access the complete suite of VA loans up to 100%.
NO Mortgage Insurance.
FHA and Conventional Loans require PMI and Funding Fees that raise your monthly payment, not with VA mortgage loans. Removing MI means a lower payment or the ability to afford a larger home.
Taxes and Insurance Escrowed.
Including your taxes and insurance in a VA home loan payment means you won't be scrambling to find the money when renewal time comes for the homeowner’s insurance agent or the tax time. Usually, these bills come at the most inopportune time, so combining them ensures you will never be at risk for force-placed insurance or real estate property tax liens.
Credit Scores Down To 580.
Low credit, no active credit, late payments, older bankruptcies, medical issues and collections, and falling on hard times all contribute to a low credit score. Our bankers will work with you on a strategy to meet our credit limits if you’re below the threshold or help increase your score if you want to obtain the best rate available.
VA Jumbo Loans.
If you are seeking a larger home and are not sure your benefits will work, we offer Super Jumbo VA Loans up to $3+ million with a higher minimum score requirement. There is no jumbo loan program on the market that compares to those paired with the backing of your VA benefits, and while the VA has no actual loan limit, your maximum is usually determined based on your income, debt ratio, and credit score.
VA Renovation Loans.
Find a home in the right area but not as pretty as you hoped, or maybe you’re purposefully looking for the “ugly home” to make a lower offer to get a better equity position. Consider pairing these loans with our VA Renovation Loan, Portfolio Rehab Loan, or Unsecured Personal Loans to help make these upgrades.
Our process is quick and straightforward; we want to help you create a smooth home purchase experience. Just complete this eligibility request or call us to speak directly to our Top Rated National VA Mortgage Lender. We’re eager to help you with your new home purchase, and we sincerely appreciate your service to our country!
Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a VA Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this VA Loan completed. And I had many doubts along the way, because I'd seen so many VA Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction. ~Tom K. Realtor
We have over 25 years of working as a team helping current and future homeowners find the most competitive fixed-rate VA mortgage loans while navigating challenging economic instability. We promise never to spam you, sell your information, bombard you with robocalls, or provide anything but a clear, transparent conversation from start to close! It all begins here!
Aside from VA Home Loans, we offer so many options. From Construction To Bridge Loans, Down Payment Assistance Programs, Doctor Loans, Veterinarian Loans, Nurse Practitioner Loans, First Responder Loans, Foreign National, ITIN, and Extensive Renovation Projects, even Manufactured Homes, each loan is as unique as the home! Treating our customers with extreme care and attention to detail, we can’t wait to serve you. We’re solution-oriented, efficiency-motivated, and highly skilled bankers working for you; let us help you today!
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
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