100% VA Cash-Out & Debt Consolidation Loans
Take Your Cash With No Questions Asked, Or, If Not Enough Equity, Ask Us How To Access Up To $50,000 Extra Before or After Close.
100% VA Cash-Out & Debt Consolidation Loans For Veterans In All 50 States.
Options To Access Additional Cash Are Available For Well-Qualified Borrowers.
We are experts at helping homeowners access the equity in their homes. Veterans daily choose to use their equity for a business idea or expansion, children’s education fund, consolidate higher-interest credit debt, pay off medical bills, appliance upgrades, room remodel, or however they see fit.
There are no restrictions or requirements for using your cash, and in a world of many changes in the loan industry, the VA Cash-Out loan is the best option on the market. VA Loans have offered competitive rates, the most straightforward qualification requirements, and fast closing times for many years.
Access up to $3 Million or more on your VA Loans with the newer blue sky act allowing VA loans to go into the jumbo loan territory with fewer restrictions than other comparable programs.
Use a VA Renovation loan to access cash, complete an entire room remodel, and update the roof, basement, appliances, and anything under $50,000.00. Or, request access to our other renovation loans and portfolio rehab programs, allowing up to $2,000,000 for extensive full-remodeling updates of your current property.
Some Great Benefits Of Applying For A VA Cash-Out Or Debt Consolidation Loan.
Finance up to 100% of the equity in your home or access additional equity or personal cash options.
No Mortgage Insurance, Escrows for taxes, and insurance are included in one nice payment.
Loans down to a 580 credit score. Down to 640 for double and triple-wide manufactured homes.
5-Star customer service, incredible technology, and fast closings with in-house underwriting.
Renovation loans are considered cash-out, allowing you to access your home's future equity before improvements have started.
Veterans can save hundreds of dollars a month by smartly consolidating debt and using their equity as a tool while the rates continue to stay relatively lower than we’ve witnessed. However, as the market has indicated, it’s possible rates will continue to rise, so hesitating may cost you. Locking in fixed-rate terms instead of short teaser ARMs (Adjustable Rate Mortgages) will ensure you reduce your interest across all higher-interest debt you wish to consolidate.
There’s always a path we can explore and a plan to create the home loan of your dreams. We provide VA Cash-Out and Debt Consolidation Loans on all types of residential property, even Super Jumbo VA, to Condos and Manufactured Homes.
For those not looking to pull cash out or consolidate debt, we offer VA “streamline refinance loans,” designed to reduce your interest rate and/or the loan term. These are commonly known as Rate and Term Refinance Loans. The Veterans Administration calls them “VA IRRRL” loans, which can offer NO credit score requirement, NO appraisal, NO income documentation, and most closing under 30 days.
Our VA cash-out loan process is quick and simple; we create a smooth experience. Call us to speak directly to our Top Rated® National Bankers, or click the blue chat bubble at the bottom right. We’re eager to help you with your VA cash-out or VA debt consolidation loan.
Thank you for your service to our country!
As Seen In
5 Star USDA Lender Reviews That WOW!
Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a VA Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this VA Loan completed. And I had many doubts along the way, because I'd seen so many VA Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction. ~Tom K. Realtor
How Much Do You Qualify For? Let’s Find Your Max!
If You Have A Better Deal, We’ll Tell Ya, Not Hard Sell Ya!
We have over 25 years of working as a team helping current and future homeowners find the most competitive fixed-rate VA mortgage loans while navigating challenging economic instability. We promise never to spam you, sell your information, bombard you with robocalls, or provide anything but a clear, transparent conversation from start to close! It all begins here!
TOUGH LOANS DON'T SCARE US
100% VA One-Time Close Construction, VA Reno, Rate Reduction, Cash Out, Jumbo, & VA Manufactured Home Loans In All 50 States
Aside from VA Home Loans, we offer so many options. From Construction To Bridge Loans, Down Payment Assistance Programs, Doctor Loans, Veterinarian Loans, Nurse Practitioner Loans, First Responder Loans, Foreign National, ITIN, and Extensive Renovation Projects, even Manufactured Homes, each loan is as unique as the home! Treating our customers with extreme care and attention to detail, we can’t wait to serve you. We’re solution-oriented, efficiency-motivated, and highly skilled bankers working for you; let us help you today!